Multi-Vehicle Insurance For Guernsey Residents
Competitive motor insurance policies for a huge array of vehicle types.
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Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy.
What is Multi-Vehicle Insurance?
For over 25 years, we have been providing motor insurance for local customers in Guernsey and the Channel Islands.
Islanders love our flexible policies. These can cover young drivers and other household members. They also apply to many types of vehicles.
Our family fleet policy can start with as little as two vehicles, and as your other cars come up for renewal, you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.
Our aim, with our insurer partners, is to offer maximum choice in terms of the cover options available
This policy can cover a wide range of vehicles, including:
Private Cars Used For Everyday Driving
Including vehicles used for social, domestic and commuting purposes
Vehicles Used For Commuting To Work
or drivers travelling to and from their place of employment
Older Vehicles Used Occasionally
including vehicles that may have lower annual mileage limits
Light Commercial Vehicles
such as small vans up to 3.5 tonnes, subject to underwriting criteria
Imported Vehicles
vehicles brought into the Channel Islands may be considered depending on spec and value
Higher Value Vehicles
Subject to underwriting limits and appropriate security requirements
Who Is Eligible For Multi-Vehicle Insurance?
Eligibility requirements can vary depending on the vehicles and drivers involved. Typically, the main policyholder must:
- Be aged between 25 and 79
- Have at least four years No Claims Bonus on one of the vehicles insured
- Insure two or more vehicles at the same household address
Following recent updates to the underwriting criteria for the Channel Islands, we may also be able to consider:
- Additional drivers from age 17 upwards
- Provisional licence holders within the household
- Vehicles used for business purposes where appropriate
Key Features of Our Multi-Vehicle Insurance
Our vehicle fleet insurance is built around your household’s needs. Key features can include:
- Comprehensive cover for damage caused by accident, fire or theft
- Third-party liability cover for injury or property damage caused to others
- Courtesy car while your vehicle is being repaired by an approved repairer
- New car replacement if a new vehicle is written off within 12 months of purchase
- Windscreen repair or replacement cover
- Medical expenses cover up to £500
- Personal belongings cover up to £100
- Replacement locks and keys up to £500 if stolen
- Personal accident benefits
- Foreign use cover for up to 90 days per year when travelling in Europe
Local office with friendly, helpful staff
Our team understands the needs of island residents and the specific considerations involved in arranging insurance in Guernsey.
Unlike large online insurers, you can speak directly with our experienced team at our Admiral House office, where we are always happy to discuss your requirements.
Flexible cover for unique circumstances
Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies.
Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.
One broker for all your insurance needs
It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business.
For instance, our multi-vehicle policy enables you to place all of your household’s vehicles including cars, vans and other eligible vehicles under one flexible policy.
Guernsey expertise
One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners.
This counts when it comes to claims arrangements and, for instance, fighting for local choice on repair networks.
It also means working with insurers to create flexible products such as our multi-vehicle policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.
What our clients say
Discover what our clients are saying on the most trusted review platforms
- We have a 4.47 Rating on 1173 Reviews
Get A Multi-Vehicle Insurance Quote
Request a callback below, and our experienced team will be in touch shortly to collect your details and provide a quote.
Support & Contact
Need Help? Contact our dedicated support team:
Guernsey & Alderney: 01481 241555