Pet Insurance Guernsey

Lifetime Protection For Your Pets In Guernsey

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    Powered by Agria, administered locally by Clegg Gifford Channel Islands.

What Does Our Guernsey Pet Insurance Cover?

Pets are part of the family, and when they become ill or injured, you want the very best care without worrying about the cost.

Through our partnership with Agria, one of the UK’s leading specialist pet insurers, we provide high-quality Pet Insurance for Guernsey residents, focused on long-term protection and peace of mind.

All policies are administered locally by Clegg Gifford Channel Islands, so you benefit from personal, island-based support whenever you need help, whether that’s choosing cover, making changes, or guiding you through a claim.

Start your quote today and protect your pet with cover designed to last a lifetime.

Lifetime Cover That Continues Year After Year

Unlike short-term policies, our partner Agria offers lifetime pet insurance. Ongoing conditions can be covered year after year, as long as the policy remains active.

Specialist Protection from a Trusted Provider

Agria has been protecting pets for over 125 years and works closely with vets and animal welfare organisations to deliver high-quality, dependable cover.

Local Support & Claims Guidance

All policies are administered locally by Clegg Gifford Channel Islands, giving you:

  • Local advice when choosing your policy
  • Help with changes or renewals
  • Support and guidance if you need to make a claim

Designed for Island Pet Owners

We understand the needs of pet owners in Guernsey and provide straightforward, flexible cover for dogs, cats and other pets, supported by a local team you can speak to directly.

Our Pet Insurance Options for Guernsey
Pet Insurance for Dogs
Long-Term Protection for Your Dog

Who’s it for?

  • Dog owners who want protection throughout their dog’s life
  • Dogs with ongoing or recurring health conditions
  • Owners looking for comprehensive, long-term cover and peace of mind

Key Features

  • Lifetime cover as standard for accidents and illness
  • Up to £20,000 vet fees every year
  • Ongoing conditions covered year after year, as long as the policy is renewed
  • Veterinary fees up to your chosen annual limit, refreshed each policy year
  • Cover for diagnostics, surgery, hospitalisation, medication and specialist treatment
  • Third-party liability included as standard
  • Cover if your dog is lost or stolen
  • Dental illness and injury providing there were symptoms or signs before the start of the policy*
  • Boarding fees if you’re hospitalised and unable to care for your dog
Pet Insurance For Cats
Flexible Lifetime Cover for Your Cat

Who’s it for?

  • Cat owners who want long-term health protection
  • Cats with chronic conditions or recurring medical issues
  • Owners who want reliable cover year after year

Key Features

  • Free vet video calls, 24/7 with help on hand if you’re worried
  • Lifetime cover for illness or injury
  • Ongoing conditions are covered each year, subject to renewal
  • Veterinary fees up to your chosen annual limit
  • Cover for diagnostic tests, treatment, surgery and medication
  • Cover if your cat is lost or stolen
  • Cover for the cost of boarding fees if you’re hospitalised and unable to care for your cat

Our Other Pet Insurance Options for Guernsey

Horse Insurance

Vet bills for horses can escalate quickly, especially with ongoing conditions. Agria’s horse insurance, is the only lifetime product available in the Channel Islands and provides up to £10,000 in vet fees every year.

Get a Quote for Horse Insurance

Rabbit Insurance

Even small pets can face unexpected vet costs. Agria’s Lifetime Rabbit Insurance provides lifetime protection and up to £2,500 in vet fee cover each year, for both sudden illnesses and ongoing conditions.

Get a Quote for Rabbit Insurance

What Our Pet Insurance Can Cover

Depending on your chosen level of cover, policies may include:
  • Multi-pet discounts
  • Agria pay 98% of claims and can pay your vet directly
  • Ongoing condition cover (lifetime policies)
  • Diagnostic tests, scans and medication
  • Third-party liability for dogs
  • Personal Accident Cover
  • Veterinary treatment for injury or illness
  • Hospitalisation and specialist treatment
  • Lost, stolen or missing pet cover
  • Emergency boarding fees

Coverage varies depending on the product and optional extras selected.
Always check your policy wording for full details.

How To Get A Pet Insurance Quote

1
Click the button below to choose your pet type and level of cover
2
Select your excess and optional extras
3
Get your personalised quote online
4
Start cover quickly and easily

Alternatively, speak to our friendly team and we’ll help you choose the right protection for your pet

 

What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.47 Rating on 1173 Reviews

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Nathan&nbsp

Serena horsewell is amazing, prompt reply to emails, for amendment and MID updates she responds very quickly and understands the importance of policy holders which is great . Delt with her couple of time and her work is great and she responds very quickly.

Posted 1 month ago

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Peter&nbsp

Always very helpful and quick to respond.

Posted 2 months ago

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Greig Cheeseman&nbsp

Replied to my request to add to mid in under 10 minutes many thanks Serena Horsewell

Posted 3 months ago

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Waqas haleem&nbsp

Very helpful and quick response, specially thanks for Serena Porter

Posted 4 months ago

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Wycombe Garage&nbsp

Ross Wilkes was brilliant with getting us a good price for our garage and motorcade he made it easy and has brilliant customer service. He made sure we have 100% cover for all aspects of our buisness. Definitely recommend him.

Posted 4 months ago

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Anonymous&nbsp

Very clear on what they provide every bit of info I needed they was able to answer nothing but helpful all the way through setting up the policy and there to help after also. Big thanks to Jagpal Tumber – Motor Trade Team .

Posted 4 months ago

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Deeps&nbsp

I recently had the pleasure of dealing with Clegg Gifford and would like to give special recognition to Kelly Kendall for her outstanding service. After months of difficulties with another insurer, Kelly stepped in, took ownership of the situation, and resolved everything with professionalism, clarity, and genuine care. Her communication was consistent, her guidance was clear, and she went above and beyond to make sure the matter was fully rectified. It was a real relief finally having someone who understood the history and was willing to help see it through to the end. Exceptional service from start to finish. Five stars well deserved, and my sincere thanks to Kelly for restoring confidence in the process.

Posted 4 months ago

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Anonymous&nbsp

Serena Portera aways repies to my commuications promptly and couldn’t be more helpful Its a pleasure to do business with herwe

Posted 4 months ago

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John Knowles&nbsp

Kelly was pleasant very well spoken and very helpful in every way possible 10/10 much appreciated thank you for your service

Posted 5 months ago

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Anonymous&nbsp

Emailed change off reg numbers on two vehicle Recieved confirmation the following day from Serena How it should be Thank You Kind regards Alan Mclaughlin

Posted 6 months ago

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Tedros tsehaye&nbsp

Thank Kelly kendal excellent customer service

Posted 7 months ago

Ready to Protect Your Pet?

Get your Pet Insurance Guernsey quote today and give your pet lifetime protection, backed by a specialist insurer and supported locally by Clegg Gifford Channel Islands.

Get a Quote

Support & Contact

Need Help Choosing Cover or Making A Claim?

Guernsey & Alderney: 01481 241555

Our local team is here to help you protect
your pet with confidence.