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Boat (Marine) Insurance

  • Competitive policies for Guernsey’s sailing community
  • A range of cover options & insurers for yachts, motorboats, RIBs, fishing boats & dinghies
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Boat (marine) Insurance options

Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.

This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.

Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.

We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.

What sort of policy options are available?

We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!

Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.

Cover is usually provided on an ‘all-risks’ basis; which includes options for:

  • Cover for loss, damage, theft & third party liability
  • Personal Belongings and additional values available
  • Outboard motors & tender cover
  • Emergency Medical Expenses and Personal Accident cover
  • Optional racing cover for the competitive amongst you!
  • Agreed value policy (some policies)
  •  Marine Legal Protection cover (optional)

Cover is also available on a Third-Party only basis which commonly provides:

  • Cover for damage to other vessels and/or property that you are found to be legally liable for
  • Cover for death & injury that you are found to be legally liable for
  • Cover for pollution
  • Cover for emergency medical expenses and personal accidents (Some policies)
  • Since there is no ‘own damage’ cover – there is no excess on Third Party Only cover.

What types of Vessels can I insure?

  • Yachts
  • Cruisers
  • Sailing Boats
  • Fishing Boats
  • Dinghies
  • Rowing Boats
  • RIB/Inflatables
  • Speed Boats

We have a broad client base – from RIBs and small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.46 Rating on 1117 Reviews

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Anonymous 

Hi spoke to kelly kendall she was very helpfull and great service

Posted 4 days ago

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Anonymous 

Kelly was very professional in her work and easy to talk to Good work 😎😎😎👍💥💥💥💥

Posted 4 days ago

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Katrin 

Their aim is to get you to invest and I can assure you that you won't be able to withdraw your investment and profit. I was only lucky that Fosterboon.org was able to come through for me and ensured that i got my initial investment and luckily with my profits too.

Posted 2 weeks ago

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Bob Duffy 

Joanne Slater did a good job considering my advanced years, though I am very surprised at the loading on my policy

Posted 2 weeks ago

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Jonathan 

Brenda is a true credit to the company. She went above and beyond as was even prepared to stay late to get my policy active. I am truly grateful to her.

Posted 3 weeks ago

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Mark Abbs 

I have dealing with Joanne Slater for many years always found her to be helpful and efficient

Posted 3 weeks ago

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Jason Doolan 

Serena very helpful as always

Posted 1 month ago

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Adam 

Spoke to kelly kendall was great experience and was very helpful and patient

Posted 1 month ago

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Anonymous 

Joanne Slater​​​​ acted very swiftly with all my requests.

Posted 1 month ago

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Anonymous 

Excellent service , a lot quicker & easier than phoning 👍

Posted 1 month ago

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Anonymous 

Serena was very helpful replying immediately, very impressed with the great service. Nick.

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

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