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Boat (Marine) Insurance

  • Competitive policies for Guernsey’s sailing community
  • A range of cover options & insurers for yachts, motorboats, RIBs, fishing boats & dinghies
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Boat (marine) Insurance options

Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.

This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.

Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.

We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.

What sort of policy options are available?

We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!

Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.

Cover is usually provided on an ‘all-risks’ basis; which includes options for:

  • Cover for loss, damage, theft & third party liability
  • Personal Belongings and additional values available
  • Outboard motors & tender cover
  • Emergency Medical Expenses and Personal Accident cover
  • Optional racing cover for the competitive amongst you!
  • Agreed value policy (some policies)
  •  Marine Legal Protection cover (optional)

Cover is also available on a Third-Party only basis which commonly provides:

  • Cover for damage to other vessels and/or property that you are found to be legally liable for
  • Cover for death & injury that you are found to be legally liable for
  • Cover for pollution
  • Cover for emergency medical expenses and personal accidents (Some policies)
  • Since there is no ‘own damage’ cover – there is no excess on Third Party Only cover.

What types of Vessels can I insure?

  • Yachts
  • Cruisers
  • Sailing Boats
  • Fishing Boats
  • Dinghies
  • Rowing Boats
  • RIB/Inflatables
  • Speed Boats

We have a broad client base – from RIBs and small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.46 Rating on 1024 Reviews

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Farook mohamed 

Thanks to Joanne slater regarding my policy renewal I'm really appreciate Thanks again,

Posted 1 day ago

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Jason Doolan 

always helpful and vey efficient

Posted 1 week ago

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Anonymous 

Simon Derbyshire went above and beyond could not recommend him highly enough needs a pay rise really happy with service

Posted 1 week ago

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G Leaver 

Clegg Gifford are very good and I’m happy with the service. Thank you CG.

Posted 2 weeks ago

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Anonymous 

Spoke to Kelly Kendall she was so helpful and friendly and efficient 10/10

Posted 2 weeks ago

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Anonymous 

The lady I spoke to was maicey, very polite lady listened to what I had to say , Had a few hiccups along the way buy she resolved them quickly ,

Posted 3 weeks ago

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Brilliant services for me all exceptional can allow me to mention the of the person who helped me this transmission time from insurance to insurance this excellent staff called JULIJA Mislakina absolutely amazing person I have ever mate on phone conversation very clear conversation listening to the customer until finish also can tell very highly trust the customer evidence for that sort out everything what I need from insurance just in one day, unbeleavable! I would like to thank her taking this opportunity Many thanks to her

Posted 1 month ago

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COLIN THOMSON 

Serena was always prompt at answering emails and dealing with any questions I had

Posted 1 month ago

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Muhammad saleem 

Awesome services 1st class great rates and the lady Julija dealt very well and professionally everything discussed clearly highly recommended this company 100% satisfied wonderful services

Posted 1 month ago

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Jino george 

Thank you for such speedy and wonderful service

Posted 1 month ago

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Ian brown 

Ime happy with the service , Joanne has bin great,very helpful 😀

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

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