Menu
cgguernseyPhone 01481 728 987

Boat (Marine) Insurance

  • Competitive policies for Guernsey’s sailing community
  • A range of cover options & insurers for yachts, motorboats, RIBs, fishing boats & dinghies
Get a Quote Speak To Us

Boat (marine) Insurance options

Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.

This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.

Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.

We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.

What sort of policy options are available?

We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!

Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.

Cover is usually provided on an ‘all-risks’ basis; which includes options for:

  • Cover for loss, damage, theft & third party liability
  • Personal Belongings and additional values available
  • Outboard motors & tender cover
  • Emergency Medical Expenses and Personal Accident cover
  • Optional racing cover for the competitive amongst you!
  • Agreed value policy (some policies)
  •  Marine Legal Protection cover (optional)

Cover is also available on a Third-Party only basis which commonly provides:

  • Cover for damage to other vessels and/or property that you are found to be legally liable for
  • Cover for death & injury that you are found to be legally liable for
  • Cover for pollution
  • Cover for emergency medical expenses and personal accidents (Some policies)
  • Since there is no ‘own damage’ cover – there is no excess on Third Party Only cover.

What types of Vessels can I insure?

  • Yachts
  • Cruisers
  • Sailing Boats
  • Fishing Boats
  • Dinghies
  • Rowing Boats
  • RIB/Inflatables
  • Speed Boats

We have a broad client base – from RIBs and small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.

Get a Quote Speak To Us View All Insurance Products

What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.38 Rating on 804 Reviews

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Callum Peterkin Gave a very good service and sorted my problem out.

Posted 1 day ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Very happy. kelly kendall is very heldfull.

Posted 3 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Victor Trott 

Kelly Kendall was very pleasant to talk to, gave an informed service and was polite throughout. From a customer’s point of view, I am sure she is an asset to your company 5 stars

Posted 4 days ago

Review Stars Review Stars Review Stars Review Stars
Anonymous 

Communication was good. All my calls were looked into, emails were chased up and responded to in good time.

Posted 6 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Kelly Kendall was extremely helpful in me processing my e- mails.Many thanks.

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Terry French 

Kelly Cooper thank you for your attention to detail and to go always one step further. Your service shows that’s why I have come back year after year. Thank you.

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
gaz 

Hi These people might not be the most cheapest insurance brokers but the difference is only a few pounds if that Does that really matter??? No as they always answer the phone rapidly You can always get hold of someone You can email them and they get back straight away usually telling you any issue they have fixed the problem Never had an issue with C G and they always help and sort the job Top team and i would not be without them Well done CG

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
William goodbrand 

Pamela Ferguson is the best ! Always gets everything right that’s why I have switched back from others companies to Tradex

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Christopher 

I’ve spoken to Chanel medi today who was very helpful, polite and sorted out my problems thouroly, a pleasure to be sorted smoothly

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Gabriela Nemeth 

Thank you Hen-Roy Brown for your help. Sorted my insurance quickly and without any stress. Good customer service. Highly recommended.

Posted 2 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
V.Richmond-Southcoast Diesels. 

Robert Howard responded quickly and efficiently.

Posted 3 weeks ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
Westminster and Guernsey icons-01
Get a Quote
Close X

    Make an Enquiry

    Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






    By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

    Discover More
    Family Fleet Insurance
    Westminster and Guernsey icons-05
    Get a Quote
    Close X

      Make an Enquiry

      Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






      By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

      Discover More
      Public Liability Insurance
      Westminster and Guernsey icons3-03
      Get a Quote
      Close X

        Make an Enquiry

        Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






        By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

        Discover More
        Household Insurance
        Westminster and Guernsey icons-03
        Buy Now Discover More
        Marine Insurance
        Westminster and Guernsey icons-02
        Get a Quote
        Close X

          Make an Enquiry

          Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






          By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

          Discover More
          View All