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Boat (Marine) Insurance

  • Competitive policies for Guernsey’s sailing community
  • A range of cover options & insurers for yachts, motorboats, RIBs, fishing boats & dinghies
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Boat (marine) Insurance options

Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.

This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.

Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.

We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.

What sort of policy options are available?

We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!

Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.

Cover is usually provided on an ‘all-risks’ basis; which includes options for:

  • Cover for loss, damage, theft & third party liability
  • Personal Belongings and additional values available
  • Outboard motors & tender cover
  • Emergency Medical Expenses and Personal Accident cover
  • Optional racing cover for the competitive amongst you!
  • Agreed value policy (some policies)
  •  Marine Legal Protection cover (optional)

Cover is also available on a Third-Party only basis which commonly provides:

  • Cover for damage to other vessels and/or property that you are found to be legally liable for
  • Cover for death & injury that you are found to be legally liable for
  • Cover for pollution
  • Cover for emergency medical expenses and personal accidents (Some policies)
  • Since there is no ‘own damage’ cover – there is no excess on Third Party Only cover.

What types of Vessels can I insure?

  • Yachts
  • Cruisers
  • Sailing Boats
  • Fishing Boats
  • Dinghies
  • Rowing Boats
  • RIB/Inflatables
  • Speed Boats

We have a broad client base – from RIBs and small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.45 Rating on 949 Reviews

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Lonnie Smith 

Rob Howard is an absolute star, always acts promptly to sort any issues, very pleased with level of service and would highly recommend. D G Autos Doncaster Ltd.

Posted 1 week ago

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Haslemere Mercedes taxi 

It’s best insurance for your business

Posted 2 weeks ago

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Bennetts cars 

Leon pakiry was very helpful and polite. Built the policy to my needs. Would recomend

Posted 3 weeks ago

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Ivan carl Parker 

A Big Thank you to Rob Howard for sorting my insurance. Very Professional and Very quick at doing is job. Very Happy and pleased customer..Ivan C Parker

Posted 1 month ago

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ANDREA CLAIRE TRENTER 

Lorraine White sorted out our motor trade insurance today. Alex Grant was sorting it out. But i paid the deposit, emailed him, heard nothing. Emailed again. The insurance ran out today. I just managed to renew before it run out with the help of Lorraine White. Alex emailed this morning telling me i had to ring renewals. Even though he had been sorting this out and i paid the deposit last week.

Posted 1 month ago

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Anonymous 

Excellent service.

Posted 1 month ago

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Anonymous 

Kelly Kendall was very helpfulland done what i asked for straight away. 5 Stars

Posted 1 month ago

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Anonymous 

As usual, polite and prompt reply, job done as always

Posted 1 month ago

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Alan edwards 

Excellent Callum peter Jin good to deal with

Posted 1 month ago

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Stephen Gargaro 

Clegg Gifford are the best insurance brokers by far . I thoroughly recommend them for your motor insurance needs . Stephen Gargaro.

Posted 1 month ago

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Anonymous 

I have been dealing with Tyler Gull. I have found him most helpful, courteous and helpful. needing to insure a vehicle which had to be insured under bespoke, Tyler explained the process and was most helpful, I havenever used this Inurance cpany before and trust that should any further contact be necessary I will get the same level of care

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

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