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cgguernseyPhone 01481 728 987

Personal Insurance

Our range of personal insurance products range from household, personal motor, to travel, boat and our unique Family Fleet policy – ideal for Guernsey households with more than one vehicle.

For over 25 years we’ve built a reputation in offering flexible and competitive personal insurance products – should you wish to discuss these in person – do pop into the office to meet with one of our friendly and helpful team members. Alternatively call us on 01481 728 987. Some products such as Family Fleet, Travel and Household, can be purchased online via the links below.

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Family Fleet Insurance
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    Motor Insurance
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      Motorcycle Insurance
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        Household Insurance
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        Marine Insurance
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          Scooter Insurance
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            What our clients say

            Discover what our clients are saying on the most trusted review platforms

            • We have a  4.45 Rating on 986 Reviews

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            Sarah 

            This week, I ended up in hot water with my insurance due to endorsement points. I have a wedding car company so it is imperative that I have the correct insurance as I carry couples on their special day. The endorsement points became a sticking point however, Liam from CG went over and above to help me. He was empathetic to my circumstances, informative, direct and genuinely did the best he could to ensure my cars were insured and to keep business operating as usual. Liam executed a 5 star service, an unparalleled quality of service, second to none. I would highly recommend Liam and the team at CG in any case but particularly if you want a loyal, dedicated firm who will try their best to get the right outcome for you from the underwriter. Thank you again Liam. You are a credit to CG. I am truly grateful.

            Posted 2 days ago

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            Anthony Davies 

            Jennifer Ford has given Excellent service very quick at helping out and very polite so much easier and better than stuck in a phone call que

            Posted 4 days ago

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            Bogdan 

            Thank you Kirk Ollerenshaw ! 5 star costumer services i don’t have enough words to thank you

            Posted 2 weeks ago

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            Graham Marchant 

            I’ve used CG since I started as a car trader. They have always been very helpful. My current main contact as regards MID alterations, is Serena Horsewell. She is very efficient and friendly and always responds within 24hrs. My initial use of CG was through Shaun, who is in charge of new business in Edinburgh. He’s always been a great source of help and advice. If you are after some friendly advice, he’s definitely the guy to ask.

            Posted 3 weeks ago

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            David Lessman 

            Efficient and prompt response to queries. Also happy with renewal premium.

            Posted 3 weeks ago

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            Zak 

            Serena Horsewell, is prompt even as late as 9pm on Friday she responded on policy and MID queries. Thank you for reassurance. Clegg & Gifford have been average with aftershaves generally, but a resent introduction of staff over the past few years has proven a sucess. Thanks again.

            Posted 1 month ago

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            Zoe 

            Serena is brilliant, I work for a broker and she is amazingly responsive, friendly and beyond helpful. Serena always goes that extra mile, especially with all my MID updates - she responds quickly and is always on hand if any issues arises and solves it quickly.

            Posted 1 month ago

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            Henry Raffe 

            Excellent company to deal with Joanne always very helpful with any problems you nay have

            Posted 1 month ago

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            Nick 

            I have just been in touch with Serena at Cleg Gifford at gone eight in the evening and got a message back removing a car from the MUD brilliant!

            Posted 2 months ago

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            Anonymous 

            Brilliant service thanks

            Posted 2 months ago

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            Anonymous 

            Have been using clegg and Gifford for many years and have no issues at all, always been very good, especially Serena who is extremely helpful.

            Posted 2 months ago

            Why use Clegg Gifford?

            • Local office with friendly, helpful staff

              Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

            • We use flexible insurers and aim to cater for unique circumstances

              Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

            • You can place your commercial and personal insurance under one roof

              It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

            • The local factor – Guernsey expertise counts!

              One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.