Commercial Business Insurance Guernsey
Competitive insurance policies for businesses based in Guernsey.
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01481 728 987

Commercial Business Insurance Options

From seafront market traders and professional dog walkers, including pet sitting and animal care services, through to gardeners, maintenance contractors and property owners, we provide specialist commercial insurance tailored to the businesses we support every day in Guernsey. Our approach is straightforward: local knowledge, practical advice and insurance cover designed to work around how you trade. Whether you’re self‑employed, managing a small team or responsible for multiple properties, we’ll help you understand your risks and ensure your cover fits your business — not the other way around. Our friendly and knowledgeable team can talk you through your options and recommend policies most likely to meet your specific requirements. pop in or call us on 01481 728 987 or send your request via email to: guernsey@cginsurance.com

Please choose your Product

Discover the complete range of commercial insurance options that are available to you. As a business registered in Guernsey, we have you covered with a complete scope of insurance products specific to your requirements. Browse from public liability and professional indemnity insurance for companies of all sizes, to protection for vans and vehicle fleets, marine insurance and more.
Commercial Van Insurance
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    Public Liability Insurance
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      Professional Indemnity
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        Boat (Marine) Insurance
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          Lloyds Broking
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            Directors and Officers Insurance
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              What our clients say

              Discover what our clients are saying on the most trusted review platforms

              • We have a  4.47 Rating on 1174 Reviews

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              Nathan&nbsp

              Serena horsewell is amazing, prompt reply to emails, for amendment and MID updates she responds very quickly and understands the importance of policy holders which is great . Delt with her couple of time and her work is great and she responds very quickly.

              Posted 2 months ago

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              Peter&nbsp

              Always very helpful and quick to respond.

              Posted 3 months ago

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              Greig Cheeseman&nbsp

              Replied to my request to add to mid in under 10 minutes many thanks Serena Horsewell

              Posted 4 months ago

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              Waqas haleem&nbsp

              Very helpful and quick response, specially thanks for Serena Porter

              Posted 5 months ago

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              Wycombe Garage&nbsp

              Ross Wilkes was brilliant with getting us a good price for our garage and motorcade he made it easy and has brilliant customer service. He made sure we have 100% cover for all aspects of our buisness. Definitely recommend him.

              Posted 5 months ago

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              Anonymous&nbsp

              Very clear on what they provide every bit of info I needed they was able to answer nothing but helpful all the way through setting up the policy and there to help after also. Big thanks to Jagpal Tumber – Motor Trade Team .

              Posted 5 months ago

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              Deeps&nbsp

              I recently had the pleasure of dealing with Clegg Gifford and would like to give special recognition to Kelly Kendall for her outstanding service. After months of difficulties with another insurer, Kelly stepped in, took ownership of the situation, and resolved everything with professionalism, clarity, and genuine care. Her communication was consistent, her guidance was clear, and she went above and beyond to make sure the matter was fully rectified. It was a real relief finally having someone who understood the history and was willing to help see it through to the end. Exceptional service from start to finish. Five stars well deserved, and my sincere thanks to Kelly for restoring confidence in the process.

              Posted 5 months ago

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              Anonymous&nbsp

              Serena Portera aways repies to my commuications promptly and couldn’t be more helpful Its a pleasure to do business with herwe

              Posted 5 months ago

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              John Knowles&nbsp

              Kelly was pleasant very well spoken and very helpful in every way possible 10/10 much appreciated thank you for your service

              Posted 6 months ago

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              Anonymous&nbsp

              Emailed change off reg numbers on two vehicle Recieved confirmation the following day from Serena How it should be Thank You Kind regards Alan Mclaughlin

              Posted 7 months ago

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              Tedros tsehaye&nbsp

              Thank Kelly kendal excellent customer service

              Posted 8 months ago

              Why Use Clegg Gifford?
              Local office with friendly, helpful staff

              Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

              Flexible cover for unique circumstances

              Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

              Your partner for personal and commercial insurance

              It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

              Guernsey expertise

              One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

              Frequently Asked Questions

              The main things to look for in a local provider of commercial insurance is complete transparency and openness to assist you specific to the insurance requirements of your business. We pride ourselves on working locally with businesses, and being able to span their insurance needs.

              What type of protection is required for a Guernsey business?

              What type of protection is required for a Guernsey business?

              Get a Commercial Insurance Quote

              For a quote that you can rely on, reach out to our team today via guernsey@cginsurance.com
              or call us on 01481 728 987.

              Get a Quote

              Support & Contact

              Need Help? Contact our dedicated support team:

              Guernsey & Alderney: 01481 241555

              Get A Commercial Business Insurance Callback