Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.
This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.
Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.
We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.
We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!
Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.
Cover is usually provided on an ‘all-risks’ basis; which includes options for:
Cover is also available on a Third-Party only basis which commonly provides:
We have a broad client base – from RIBs and small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.
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Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.
Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.
It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.
One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.