Car Insurance Guernsey
Competitive motor insurance policies for a huge array of vehicle types.
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Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy.
What does our Car Insurance for Guernsey residents cover?
For over 25 years, we have been providing motor insurance for local customers in Guernsey and the Channel Islands.
Islanders love our flexible policies. These can cover young drivers and other household members. They also apply to many types of vehicles.
Our family fleet policy can start with a minimum of two vehicles and as your other cars come up for renewal, you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.
Our aim, with our insurer partners, is to offer maximum choice in terms of the cover options available
Key reasons to choose us.
Flexible Cover Levels
Choose from Comprehensive, Third Party Fire & Theft, or Third Party Only to suit your needs and budget.
Tailored Driver Options
Policies can cover named drivers, spouses, family members, or any authorised drivers across different age brackets.
Inclusive for All Drivers
Young drivers from 17 and new policies for ages up to the age of 84, provisional license holders are welcome. Previous claims, convictions and driving offences considered.
Convenient & Adaptable Policies
Mid-term vehicle changes, multi-vehicle family fleet options, No Claims Bonus protection, and flexible payment plans are all avaliable.
What type of vehicles can be covered by Motor Insurance Channel Islands?
In short, pretty much every vehicle with Guernsey can be considered under a motor insurance policy.
Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure including
- Everyday cars and runarounds
- Sports and performance vehicles
- High value and prestige marques
- Classic vehicles and agreed value cover available
- Commercial and vans
- Kit cars
- Modified vehicles
If in doubt, give us a try. There isn’t much we haven’t seen and haven’t insured over the years!
Local office with friendly, helpful staff
Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.
Flexible cover for unique circumstances
Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.
Your partner for personal and commercial insurance
It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance, our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.
Guernsey Expertise
One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.
What our clients say
Discover what our clients are saying on the most trusted review platforms
- We have a 4.47 Rating on 1173 Reviews
What options are there to bring down my premium?
Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.
It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.
We offer Comprehensive, Third Party Fire & Theft, and Third Party Only policies – giving you the freedom to choose the right level of protection.
Yes you can
Yes we can
Yes you can
Premium Funding
Very… There are 3 ways to do so, email guernsey@cginsurance.com, call 01481 728987 or pop into our office and speak to a dedicated broker
Ready to switch your Motor Insurance policy?
Request a callback below, and our experienced team will be in touch shortly to collect your details and provide a quote.
Support & Contact
Need Help? Contact our dedicated support team:
Guernsey & Alderney: 01481 241555