Menu
cgguernseyPhone 01481 728 987

Scooter Insurance

  • Wide acceptance of riders both provisional & mature – starting with provisional license holders aged 14+ on 50cc
  • Available for younger drivers in conjunction our Family Fleet policy
Get a Quote Speak To Us

I'm nearly 14 and want to purchase a scooter and get it insured. What do I do now?

Getting your first scooter is part of Guernsey life for many of us. It’s the first step on the road to independence. Usually, the hardest part is convincing your parents to let you have a scooter in the first place!

Our Family Fleet policies can provide insurance for you and there are many benefits for the family too – please see our Family Fleet policies.

We have many years experience in providing first time riders with insurance from the age of 14 onwards. There is even a good chance we insured your parents when they had their first scooter / bike.

If you already have a Family Fleet policy with us, we can simply add you and your scooter to this policy. Otherwise, we can set up a Family Fleet which can accommodate all the family’s vehicles and drivers including you and your scooter.

What is the process for getting on the road?

Your first stop is Bulwer avenue and the States Driver & Vehicle Licensing Department. 

If you are just turning 14, you will be entitled to apply for a Category “P” licnese. This entitles you to ride / drive “any 2 or 3 wheeled vehicle with an engine not exceeding 50cc or electric engine having a maximum continuous rated power not exceeding 4kw.”

Having received your provisional license, you then need to book on a CBT course. Just having the license does not mean you can ride the bike until the CBT has been completed, but at this point the bike can be insured.

Compulsory Basic Training (CBT) certificate

If you hold a provisional licence in categories P (also A1, or A) then you cannot legally drive or ride your motorcycle or scooter on a public highway unless you have successfully completed a training course for motorcyclists (CBT) & have been issued with a certificate of completion.

But in order to apply for the CBT, you must have a valid provisional license, the correct safety gear and most importantly – a live insurance policy in order to sit the CBT.

What type of cover is available

Scooters can be covered on a Comprehensive, Third Party, Fire & Theft and Third party only basis.

Comprehensive covers you for the damage to your bike, subject to an excess applied to the policy.

The next level of cover, Third Party, Fire & Theft covers you for repair or replacement of your Motorcycle if it is damaged by fire, theft or if it is stolen.

And third party liability covers you for the damage you cause to others and the costs for injury to other people or damage to their property.

I'm not a 14 year old looking for scooter insurance - is it still available?

Absolutely! We offer a range of policies and cover options for riders. This includes:

  • 50cc / 125cc and other types of scooters
  • Scooters insured in isolation or for specific purposes, e.g. Scooters used from motor homes
  • Scooters used for commuting
  • Mature learners & those on provisional licenses
  • High value scooters
  • Occasional use scooters
  • Multiple driver options
  • Other vehicles can be added to a Family Fleet policy and a policy can start with as little as one scooter and you can add vans, cars and multiple other vehicles to the policy
Get a Quote Speak To Us View All Insurance Products

What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.40 Rating on 847 Reviews

Review Stars Review Stars Review Stars Review Stars Review Stars
G virbi 

Rob howard amazing

Posted 1 day ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Gareth has been very pleasant and helpful each time I have spoken to him.

Posted 4 days ago

Review Stars Review Stars Review Stars Review Stars
Anonymous 

Lauren Collier was very helpful and understanding

Posted 6 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Tracey MacKenzie 

Kelley was very efficient, professional and helpful.

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Faraz 

Rebecca Ross was very helpful..

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Kelly was very efficient 10/10

Posted 1 week ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Mrs Bignell 

Very very helpful, would not go with any different Brockers

Posted 4 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
John Rothman 

Clegg Gifford continue to provide competitive trade insurance with exceptional customer service. Highly recommended.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Lorraine 

The staff are so helpful and polite Kelly helped me step by step on the phone how to download documents. So pleased with their service

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Nick Baker 

Serena was, as always quick and efficient in dealing with my request! Great service! Thank you.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Mohamed salem 

I'm happy for new quote by Kelly kendal

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
Westminster and Guernsey icons-01
Get a Quote
Close X

    Make an Enquiry

    Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






    By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

    Discover More
    Family Fleet Insurance
    Westminster and Guernsey icons-05
    Get a Quote
    Close X

      Make an Enquiry

      Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






      By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

      Discover More
      Public Liability Insurance
      Westminster and Guernsey icons3-03
      Get a Quote
      Close X

        Make an Enquiry

        Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






        By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

        Discover More
        Household Insurance
        Westminster and Guernsey icons-03
        Buy Now Discover More
        Marine Insurance
        Westminster and Guernsey icons-02
        Get a Quote
        Close X

          Make an Enquiry

          Whatever the enquiry just let us know about it by filling out the fields below and we will be in touch.






          By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

          Discover More
          View All