Menu
cgguernseyPhone 01481 728 987

Family Fleet Insurance

  • Uniquely flexible product insuring your family vehicles and members (including young drivers) under one policy
  • All vehicle types can be included
Get a Quote Speak To Us

Family Fleet

Do you own more than one vehicle? Why not insure all of your families vehicles on one policy? Clegg Gifford’s unique Family Fleet™ policy enables you to do just that, meaning you have: one renewal date, one policy number and one premium.

The higher the number of vehicles in relation to drivers, the greater the savings. This policy can provide cover for any combination of vehicles such as every-day cars, classics, motorcycles, commercial vehicles, horse boxes and everything in-between.

This policy can also include foreign use for 45 days free of charge. Each driver included on the policy will earn NCB in their own name and we can also provide bonus protection for each individual. Increasing your excess may also result in lower premiums.

Vehicles can be added to your policy on a pro-rata basis, which results in them having the same renewal date. Different vehicles can also have tailored levels of cover and we can also rate the policy on the basis that you can only drive one at a time – this will be reflected in the premium.

Family Fleet™ policies feature:

  • All vehicles covered. More vehicles with fewer drivers lowers the premium.
  • Son’s and daughter’s vehicles included and they can earn a bonus in their own right.
  • All family members can be included with their own specific business use.
  • Can cover young drivers with a higher excess due to parental guarantee on the same policy – this can potentially reduce premiums.
  • Mix of cover – Comprehensive / Third Party Fire & Theft / Third Party.
  • Guernsey plated vehicles in mainland UK and abroad in France/Spain etc.
  • Commercial vehicles, horse boxes, mobile caravans, kit cars, classic vehicles in restoration, trailers, tool kits and workshop cover.
  • SORN and seldom used vehicles are factored in, this also includes those being worked on – this provides a cheaper premium.
  • We also consider unusual requests and can provide flexible cover terms.
  • Unlimited windscreen repair available.
  • Able to add vehicles as they become due for renewal.

To get a quote, please click below or call us now on 01481 728 987.

Get a Quote Speak To Us View All Insurance Products

What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.45 Rating on 986 Reviews

Review Stars Review Stars Review Stars Review Stars Review Stars
Sarah 

This week, I ended up in hot water with my insurance due to endorsement points. I have a wedding car company so it is imperative that I have the correct insurance as I carry couples on their special day. The endorsement points became a sticking point however, Liam from CG went over and above to help me. He was empathetic to my circumstances, informative, direct and genuinely did the best he could to ensure my cars were insured and to keep business operating as usual. Liam executed a 5 star service, an unparalleled quality of service, second to none. I would highly recommend Liam and the team at CG in any case but particularly if you want a loyal, dedicated firm who will try their best to get the right outcome for you from the underwriter. Thank you again Liam. You are a credit to CG. I am truly grateful.

Posted 2 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anthony Davies 

Jennifer Ford has given Excellent service very quick at helping out and very polite so much easier and better than stuck in a phone call que

Posted 3 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Bogdan 

Thank you Kirk Ollerenshaw ! 5 star costumer services i don’t have enough words to thank you

Posted 2 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Graham Marchant 

I’ve used CG since I started as a car trader. They have always been very helpful. My current main contact as regards MID alterations, is Serena Horsewell. She is very efficient and friendly and always responds within 24hrs. My initial use of CG was through Shaun, who is in charge of new business in Edinburgh. He’s always been a great source of help and advice. If you are after some friendly advice, he’s definitely the guy to ask.

Posted 3 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
David Lessman 

Efficient and prompt response to queries. Also happy with renewal premium.

Posted 3 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Zak 

Serena Horsewell, is prompt even as late as 9pm on Friday she responded on policy and MID queries. Thank you for reassurance. Clegg & Gifford have been average with aftershaves generally, but a resent introduction of staff over the past few years has proven a sucess. Thanks again.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Zoe 

Serena is brilliant, I work for a broker and she is amazingly responsive, friendly and beyond helpful. Serena always goes that extra mile, especially with all my MID updates - she responds quickly and is always on hand if any issues arises and solves it quickly.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Henry Raffe 

Excellent company to deal with Joanne always very helpful with any problems you nay have

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Nick 

I have just been in touch with Serena at Cleg Gifford at gone eight in the evening and got a message back removing a car from the MUD brilliant!

Posted 2 months ago

Review Stars Review Stars Review Stars Review Stars
Anonymous 

Brilliant service thanks

Posted 2 months ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Have been using clegg and Gifford for many years and have no issues at all, always been very good, especially Serena who is extremely helpful.

Posted 2 months ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
Westminster and Guernsey icons-01
Get a Quote
Close X







    By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

    Discover More
    Family Fleet Insurance
    Westminster and Guernsey icons-05
    Get a Quote
    Close X







      By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

      Discover More
      Public Liability Insurance
      Westminster and Guernsey icons3-03
      Get a Quote
      Close X







        By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

        Discover More
        Household Insurance
        Westminster and Guernsey icons-03
        Buy Now Discover More
        Marine Insurance
        Westminster and Guernsey icons-02
        Get a Quote
        Close X







          By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

          Discover More
          View All