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Family Fleet Insurance

  • Uniquely flexible product insuring your family vehicles and members (including young drivers) under one policy
  • All vehicle types can be included
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Family Fleet

Do you own more than one vehicle? Why not insure all of your families vehicles on one policy? Clegg Gifford’s unique Family Fleet™ policy enables you to do just that, meaning you have: one renewal date, one policy number and one premium.

The higher the number of vehicles in relation to drivers, the greater the savings. This policy can provide cover for any combination of vehicles such as every-day cars, classics, motorcycles, commercial vehicles, horse boxes and everything in-between.

This policy can also include foreign use for 45 days free of charge. Each driver included on the policy will earn NCB in their own name and we can also provide bonus protection for each individual. Increasing your excess may also result in lower premiums.

Vehicles can be added to your policy on a pro-rata basis, which results in them having the same renewal date. Different vehicles can also have tailored levels of cover and we can also rate the policy on the basis that you can only drive one at a time – this will be reflected in the premium.

Family Fleet™ policies feature:

  • All vehicles covered. More vehicles with fewer drivers lowers the premium.
  • Son’s and daughter’s vehicles included and they can earn a bonus in their own right.
  • All family members can be included with their own specific business use.
  • Can cover young drivers with a higher excess due to parental guarantee on the same policy – this can potentially reduce premiums.
  • Mix of cover – Comprehensive / Third Party Fire & Theft / Third Party.
  • Guernsey plated vehicles in mainland UK and abroad in France/Spain etc.
  • Commercial vehicles, horse boxes, mobile caravans, kit cars, classic vehicles in restoration, trailers, tool kits and workshop cover.
  • SORN and seldom used vehicles are factored in, this also includes those being worked on – this provides a cheaper premium.
  • We also consider unusual requests and can provide flexible cover terms.
  • Unlimited windscreen repair available.
  • Able to add vehicles as they become due for renewal.

To get a quote, please click below or call us now on 01481 728 987.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.47 Rating on 1086 Reviews

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Zaib 

I'm very happy with the customer service and how they handled my case and rectifying the problem I had especially imagin who dealing with case very professionally done.

Posted 4 days ago

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James weightman 

I’ve left a review before but I must say Imogen Clegg has been absolutely amazing with me through the whole process. It’s my first traders policy so I’ve been very lost at what I’m doing. But the customer service I’ve received from Imogen is outstanding. And also because I have bad mental health issues she’s been supportive and checking on me. Fantastic service all round but she has been a life saver

Posted 4 days ago

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Tahlil 

Great service by Tom Merritt

Posted 3 weeks ago

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Iain Martin 

Great service

Posted 4 weeks ago

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Ainars Aleksanders 

Imogen has helped me through my renewal was great service and pleasure to speak to thanks again!

Posted 1 month ago

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G Marchant 

I sent Serena an email at 23.30, asking for a car to be added to MID. She replied at 06.30! That’s what I call service.

Posted 1 month ago

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Donald Campbell 

Always had a great service with clegg Gifford and especially with the help from Serena who is an asset to this company

Posted 1 month ago

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Laurent Harper 

Joanne is the most pleasant and efficient insurance agent I have ever known in all my years of driving since 1985. Super quick, detailed, easy to understand responses to calls and emails . She's great!

Posted 1 month ago

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Alan 

Always sorted promptly, I mean within minutes, 10 out of 10 Serena.

Posted 1 month ago

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Ahmadzai manzoor 

I'm so pleased to inform that I'm happy the service I received today and things move to easily and smoothly with my insurance

Posted 1 month ago

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M khan 

Kelly was excellent she dealt with everything smoothly

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

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