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cgguernseyPhone 01481 728 987

Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
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Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.47 Rating on 1079 Reviews

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Donald Campbell 

Always had a great service with clegg Gifford and especially with the help from Serena who is an asset to this company

Posted 1 week ago

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Laurent Harper 

Joanne is the most pleasant and efficient insurance agent I have ever known in all my years of driving since 1985. Super quick, detailed, easy to understand responses to calls and emails . She's great!

Posted 1 week ago

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Alan 

Always sorted promptly, I mean within minutes, 10 out of 10 Serena.

Posted 1 week ago

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Ahmadzai manzoor 

I'm so pleased to inform that I'm happy the service I received today and things move to easily and smoothly with my insurance

Posted 1 week ago

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M khan 

Kelly was excellent she dealt with everything smoothly

Posted 2 weeks ago

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Michael Smith 

I have just renewed my taxi insurance with Clegg Gifford. Everything went very well with no issues at all. Many thanks to Rebecca Ross for assisting me with my renewal

Posted 3 weeks ago

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Anonymous 

Kelly Kendall an absolute gem! Very helpful and resolved my issue super fast,thanks very much

Posted 3 weeks ago

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Anonymous 

Always best service from staff Serena Horsewell especially Always prompt ♥️ 👍 ❤️ From Mr G Hussain Tahir Car sales

Posted 3 weeks ago

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Marc Rochford 

Serena Horsewell who is a Customer Service Administrator for Clegg Gifford whom I’ve dealt with for years as I’ve been a customer for over 20 years now is absolutely perfect! I asked if she had shares in the company because her customer service, speed at which she responds and deals with any issues is almost unbelievable. She is professional polite and always a pleasure to deal with. Marc Rochford

Posted 1 month ago

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Ian cross 

Big thank you to Kelly Kendall who has been so helpful & professional with dealing with a few problems, it makes a change nowadays to get someone who is so effecient in their job

Posted 1 month ago

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Tom A 

Imogen Gibson dealt with our policy. Very professional with lovely manners. Extremely helpful and a pleasure to speak with. Thank You!

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
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    Family Fleet Insurance
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        Household Insurance
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