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Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
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Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.46 Rating on 1066 Reviews

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Noon , JK 

best motor trade insurer in the UK with the top staff to :-) Special mention to Serena P : Keep up the great work

Posted 14 hours ago

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Younas Khan 

Great service

Posted 1 day ago

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Anonymous 

Joanne Slater bothered to answer my email when no one else at CG did .

Posted 2 days ago

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Anonymous 

Ery helpful

Posted 2 weeks ago

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Rhys Evans 

Kelly Kendall many thanks for your prompt attention.

Posted 2 weeks ago

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John Stokes 

Very happy with this company been with him for several years. Very reliable.

Posted 4 weeks ago

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Anonymous 

Maisey was really helpful and advised me well enough to take out the policy, I would use Maisey again x

Posted 4 weeks ago

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James Weightman 

I have to say to huge thank you the company as this is my first time having a traders policy due to my lack of knowledge of how it works, if it hadn’t of been for Imogen Gibson I think I’d of probably lost the plot. Apart from health issues I’ve had while setting up the policy, nearly causing me to loose the policy but she explained my health and mental health situation. Thanks to Imogen I now have a policy that I understand sort of. I’m still reading everything as it’s not my quality at all. But I hope that I can carry this policy on moving forward. My initial plans of the policy weren’t going to be of any use to me for my id taken the policy out. But again Imogen has been amazing absolutely above and beyond what I’ve ever experienced from these sort of decisions. By that is I could have easily have lost everything and it would have made no difference to Imogen whether I kept it or not. But after her patients and listening ear. And empathy. I think she should be used for future training purposes for future employees and possibly current ones. I can thank everyone enough who have had any part to play in my policy. But due to my mental health she doesn’t realise that if she hadn’t been able to explain my situation to the right person at the right time. I don’t think the financial loss I’d of received from losing the policy. I would have taken my own life. Because I’ve taken this to benefit my own knowledge on car maintenance to save myself a fortune. Please make sure Imogen gets the recognition she deserves for her customer service and just amazing support. Though out getting it sorted.

Posted 1 month ago

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Ghazanfar zaman 

I am leaving tradex this year I have been a loyal customer for more than 15 years at the Romford office I renewed last year I was I paid tradex four hundred pounds more to renew I was getting it a lot cheaper else were the only reason I stayed was because of a lady called Kelly Kendall who has being dealing with me over the last twenty years wen I was at central cab care as the owner back in 2003. This year I have been quoted over £1.000 more by tradex I am getting it it £1301.84 else were I will be sending the proof to yourself once I renew before the 15th March. Once again like to thank Kelly Kendall for the way she been dealing with myself a true professional thanks

Posted 1 month ago

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Anonymous 

All Good, Been with them for may years

Posted 1 month ago

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Darren Moore 

excellent service, very speedy response for my PL policy, i was dealing with kirsty highly recommend, very competative prices

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
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