Menu
cgguernseyPhone 01481 728 987

Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
Get a Quote Speak To Us

Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

Get a Quote Speak To Us View All Insurance Products

What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.45 Rating on 986 Reviews

Review Stars Review Stars Review Stars Review Stars Review Stars
Sarah 

This week, I ended up in hot water with my insurance due to endorsement points. I have a wedding car company so it is imperative that I have the correct insurance as I carry couples on their special day. The endorsement points became a sticking point however, Liam from CG went over and above to help me. He was empathetic to my circumstances, informative, direct and genuinely did the best he could to ensure my cars were insured and to keep business operating as usual. Liam executed a 5 star service, an unparalleled quality of service, second to none. I would highly recommend Liam and the team at CG in any case but particularly if you want a loyal, dedicated firm who will try their best to get the right outcome for you from the underwriter. Thank you again Liam. You are a credit to CG. I am truly grateful.

Posted 2 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anthony Davies 

Jennifer Ford has given Excellent service very quick at helping out and very polite so much easier and better than stuck in a phone call que

Posted 4 days ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Bogdan 

Thank you Kirk Ollerenshaw ! 5 star costumer services i don’t have enough words to thank you

Posted 2 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Graham Marchant 

I’ve used CG since I started as a car trader. They have always been very helpful. My current main contact as regards MID alterations, is Serena Horsewell. She is very efficient and friendly and always responds within 24hrs. My initial use of CG was through Shaun, who is in charge of new business in Edinburgh. He’s always been a great source of help and advice. If you are after some friendly advice, he’s definitely the guy to ask.

Posted 3 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
David Lessman 

Efficient and prompt response to queries. Also happy with renewal premium.

Posted 3 weeks ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Zak 

Serena Horsewell, is prompt even as late as 9pm on Friday she responded on policy and MID queries. Thank you for reassurance. Clegg & Gifford have been average with aftershaves generally, but a resent introduction of staff over the past few years has proven a sucess. Thanks again.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Zoe 

Serena is brilliant, I work for a broker and she is amazingly responsive, friendly and beyond helpful. Serena always goes that extra mile, especially with all my MID updates - she responds quickly and is always on hand if any issues arises and solves it quickly.

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Henry Raffe 

Excellent company to deal with Joanne always very helpful with any problems you nay have

Posted 1 month ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Nick 

I have just been in touch with Serena at Cleg Gifford at gone eight in the evening and got a message back removing a car from the MUD brilliant!

Posted 2 months ago

Review Stars Review Stars Review Stars Review Stars
Anonymous 

Brilliant service thanks

Posted 2 months ago

Review Stars Review Stars Review Stars Review Stars Review Stars
Anonymous 

Have been using clegg and Gifford for many years and have no issues at all, always been very good, especially Serena who is extremely helpful.

Posted 2 months ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
Westminster and Guernsey icons-01
Get a Quote
Close X







    By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

    Discover More
    Family Fleet Insurance
    Westminster and Guernsey icons-05
    Get a Quote
    Close X







      By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

      Discover More
      Public Liability Insurance
      Westminster and Guernsey icons3-03
      Get a Quote
      Close X







        By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

        Discover More
        Household Insurance
        Westminster and Guernsey icons-03
        Buy Now Discover More
        Marine Insurance
        Westminster and Guernsey icons-02
        Get a Quote
        Close X







          By clicking the submit below, you consent to allow Clegg Gifford to store and process the personal information submitted above to provide you the information requested. For more information on how we process your data, please review our privacy policy

          Discover More
          View All