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cgguernseyPhone 01481 728 987

Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
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Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.38 Rating on 804 Reviews

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Anonymous 

Callum Peterkin Gave a very good service and sorted my problem out.

Posted 1 day ago

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Anonymous 

Very happy. kelly kendall is very heldfull.

Posted 3 days ago

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Victor Trott 

Kelly Kendall was very pleasant to talk to, gave an informed service and was polite throughout. From a customer’s point of view, I am sure she is an asset to your company 5 stars

Posted 4 days ago

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Anonymous 

Communication was good. All my calls were looked into, emails were chased up and responded to in good time.

Posted 6 days ago

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Anonymous 

Kelly Kendall was extremely helpful in me processing my e- mails.Many thanks.

Posted 1 week ago

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Terry French 

Kelly Cooper thank you for your attention to detail and to go always one step further. Your service shows that’s why I have come back year after year. Thank you.

Posted 1 week ago

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gaz 

Hi These people might not be the most cheapest insurance brokers but the difference is only a few pounds if that Does that really matter??? No as they always answer the phone rapidly You can always get hold of someone You can email them and they get back straight away usually telling you any issue they have fixed the problem Never had an issue with C G and they always help and sort the job Top team and i would not be without them Well done CG

Posted 1 week ago

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William goodbrand 

Pamela Ferguson is the best ! Always gets everything right that’s why I have switched back from others companies to Tradex

Posted 1 week ago

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Christopher 

I’ve spoken to Chanel medi today who was very helpful, polite and sorted out my problems thouroly, a pleasure to be sorted smoothly

Posted 1 week ago

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Gabriela Nemeth 

Thank you Hen-Roy Brown for your help. Sorted my insurance quickly and without any stress. Good customer service. Highly recommended.

Posted 2 weeks ago

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V.Richmond-Southcoast Diesels. 

Robert Howard responded quickly and efficiently.

Posted 3 weeks ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
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    Family Fleet Insurance
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      Public Liability Insurance
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        Household Insurance
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        Marine Insurance
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