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cgguernseyPhone 01481 728 987

Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
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Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.47 Rating on 1086 Reviews

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Zaib 

I'm very happy with the customer service and how they handled my case and rectifying the problem I had especially imagin who dealing with case very professionally done.

Posted 4 days ago

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James weightman 

I’ve left a review before but I must say Imogen Clegg has been absolutely amazing with me through the whole process. It’s my first traders policy so I’ve been very lost at what I’m doing. But the customer service I’ve received from Imogen is outstanding. And also because I have bad mental health issues she’s been supportive and checking on me. Fantastic service all round but she has been a life saver

Posted 4 days ago

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Tahlil 

Great service by Tom Merritt

Posted 3 weeks ago

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Iain Martin 

Great service

Posted 4 weeks ago

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Ainars Aleksanders 

Imogen has helped me through my renewal was great service and pleasure to speak to thanks again!

Posted 1 month ago

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G Marchant 

I sent Serena an email at 23.30, asking for a car to be added to MID. She replied at 06.30! That’s what I call service.

Posted 1 month ago

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Donald Campbell 

Always had a great service with clegg Gifford and especially with the help from Serena who is an asset to this company

Posted 1 month ago

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Laurent Harper 

Joanne is the most pleasant and efficient insurance agent I have ever known in all my years of driving since 1985. Super quick, detailed, easy to understand responses to calls and emails . She's great!

Posted 1 month ago

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Alan 

Always sorted promptly, I mean within minutes, 10 out of 10 Serena.

Posted 1 month ago

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Ahmadzai manzoor 

I'm so pleased to inform that I'm happy the service I received today and things move to easily and smoothly with my insurance

Posted 1 month ago

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M khan 

Kelly was excellent she dealt with everything smoothly

Posted 1 month ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
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    Family Fleet Insurance
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        Household Insurance
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