Household Insurance

Regardless of whether you are in your first flat or last home, we can arrange household insurance to suit your requirements.

We have access to a group of selected insurance companies ensure that we have a wide range of household products available. These range from basic contents cover up to more sophisticated products which automatically include travel insurance.

Our household policies typically include:

New for old replacement cover
Accidental damage
Legal expenses
Higher unspecified valuables limits with little need for valuations
Cover on contents of vehicles and boats
Jewellery cover at home and away.
Personal effects of children whilst at university or living at a mainland UK flat, house or shared address
Premiums payable over 12 months

To buy online, please click on the “buy now” button or call us now on 01481 728 987 for more information.

Please be advised, we do have other providers available to us however they do not participate in our buy online offering. This online offering is provided in partnership with Source for your ease of getting a quote. We have also found the provider to be more competitive in the islands in some cases. However if you wish us to seek alternative quotes from other insurers, or your requirements are not standard and require e.g. higher sums insured then please do contact us in the office and we can take you through the quote process for other providers.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

We have a 4.46 Rating on 1162 Reviews

Anonymous

serena horsewell deals with all my requests very fast nothing is ever a problem i would reccomend her services always im 100% a very happy customer

Posted 2 weeks ago

Armin Farmani

I’m now in my second year with this company and few months ago renewed my policy. Because of my situation, I often need to make changes or upgrades, and I sometimes have lots of questions. Every time I call, the staff are always polite, helpful, and patient, no matter how many questions I ask. They’ve made the whole process easy and stress-free, and I really appreciate their professionalism. Very happy with the service!

Posted 3 weeks ago

L Gates (Tony )

Answers to questions in no time at all, good information given. Instructions from me sorted straight away.

Posted 1 month ago

Matt Cadman

Clegg Gifford has proved to be excellent for the 4 years I have been using them with a special mention for Serena Horsewell who always replies super-quickly and has always sorted out anything that needs doing - recommended

Posted 1 month ago

Tahir Car sales , G Hussain

I want to add my best wishes with all staff especially Serena Horsewell reply always so quick. Definitely recommend for business. Keep it up Regards Tahir Car sales Mr Gulzar Hussain Oldham OL8 4LY

Posted 1 month ago

Carl

Having had a Private Hire policy with CG for a number of years though it's time I write a review and say how happy I am with there service. Just recently I had to switch policy from one car to another and Kelly K took care of everything, she made it a swift process even changing over my breakdown cover aswell as my insurance all in one 5min phone call and my new documents was in my inbox in no time. many thanks 👍

Posted 1 month ago

Mr John Cree

Very good and quick response of Kelly Kendall and very helpful thanks

Posted 1 month ago

Susan Avory

I've been having trouble with the portal so I contacted Serena Horsewell and she sorted it out for me. Very efficient and helpful person. She added the vehicle for me.

Posted 2 months ago

Mark McGuigan.

Hi Kelly. Thanks for the prompt service today as it was very much appreciated. Mark.

Posted 2 months ago

William Daniel kavanagh

Very happy with Serena horsewell from clegg Gifford she is very nice and respond every fast

Posted 3 months ago

Shaun

Messaged Serena Horsewell to make some vehicle changes and within 5 mins she had replied to confirm that they had been done. Excellent service.

Posted 3 months ago

Why use Clegg Gifford?

Local office with friendly, helpful staff

Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.
We use flexible insurers and aim to cater for unique circumstances

Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.
You can place your commercial and personal insurance under one roof

It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.
The local factor – Guernsey expertise counts!

One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.