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cgguernseyPhone 01481 728 987

Motor Insurance

  • Competitive, flexible motor insurance  for a huge array of vehicle types
  • Multiple driver options & you can add other vehicles to the policy under our unique family fleet policy
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Our approach

For over 25 years, we have been providing motor insurance for local customers. Islanders love our flexible policies, which can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  • Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid-term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01481 728 987.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium. Please be advised that higher excess may reduce your rate but you will be required to pay a higher portion of the claim.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.46 Rating on 1118 Reviews

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Anonymous 

Kelly kendall was very helpful and very quick and efficient on helping me receive the documents which i needed to upload thanks again for your help

Posted 1 week ago

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Anonymous 

Hi spoke to kelly kendall she was very helpfull and great service

Posted 3 weeks ago

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Anonymous 

Kelly was very professional in her work and easy to talk to Good work 😎😎😎👍💥💥💥💥

Posted 3 weeks ago

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Katrin 

Their aim is to get you to invest and I can assure you that you won't be able to withdraw your investment and profit. I was only lucky that Fosterboon.org was able to come through for me and ensured that i got my initial investment and luckily with my profits too.

Posted 1 month ago

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Bob Duffy 

Joanne Slater did a good job considering my advanced years, though I am very surprised at the loading on my policy

Posted 1 month ago

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Jonathan 

Brenda is a true credit to the company. She went above and beyond as was even prepared to stay late to get my policy active. I am truly grateful to her.

Posted 1 month ago

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Mark Abbs 

I have dealing with Joanne Slater for many years always found her to be helpful and efficient

Posted 1 month ago

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Jason Doolan 

Serena very helpful as always

Posted 1 month ago

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Adam 

Spoke to kelly kendall was great experience and was very helpful and patient

Posted 1 month ago

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Anonymous 

Joanne Slater​​​​ acted very swiftly with all my requests.

Posted 2 months ago

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Anonymous 

Excellent service , a lot quicker & easier than phoning 👍

Posted 2 months ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

Our Products

Motor Insurance
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    Family Fleet Insurance
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      Public Liability Insurance
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        Household Insurance
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        Marine Insurance
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