Travel Insurance Guernsey

Comprehensive Travel Cover Designed for Guernsey Residents

Get a Quote

person on holiday protected by travel insurance for guernsey residents

What Does Our Travel Insurance Cover?

Our Travel Insurance for Guernsey residents ensures you have peace of mind while you’re travelling away from home, be it a family vacation, winter escape, extended journey, or cruise,

Through our partnership with PJ Hayman, one of the UK’s leading specialist travel insurance providers, we offer high-quality, dependable cover designed around real travel needs.

With all policies administered locally by Clegg Gifford Channel Islands, you benefit from personal, island-based support whenever you need it.

We specialise in travel insurance for people living in Guernsey, with products tailored for different ages, medical needs, trip types and travel frequencies.

Start your quote today and travel with confidence knowing you’re protected from the unexpected.

Get a Quote

Why Choose Holiday Insurance Guernsey?

Tailored for Island-Based Travellers

We shape our policies specifically for Guernsey residents, taking into account typical travel patterns including UK stopovers, connection flights, and multi-destination trips.
Comprehensive, Flexible Protection

Choose between our two specialist policy families, Travel Plus and Free Spirit – both developed by PJ Hayman and selected for the needs of Guernsey travellers.
Local Support & Claims Help

All policies are administered locally by Clegg Gifford Channel Islands, giving you:

Local advice before you travel
Help with policy changes or documentation
Guidance if you need to make a claim
Access to 24/7 global medical treatment and emergency assistance through our PJ Hayman partners
Experienced, Trusted Insurance

With decades of experience serving island communities, we understand what matters most when you travel.

Our partnership with PJ Hayman means you benefit from a specialist UK insurer known for its high standards, strong medical capabilities, and reliable claims process, all backed by local customer service that Guernsey residents trust.

Our Travel Insurance Options for Guernsey

Travel+

Built for most travellers

Who’s it for?

Anyone under the age of 75

Families, couples, and solo adventurers

Holidaymakers and frequent travellers

Key Features

Single trip and annual multi-trip cover

Cruise cover available (included on annual plans)

Winter sports upgrade available

Includes standard travel risks such as cancellation, emergency medical insurance cover, baggage, delays & more

Ideal For

Everyday European or worldwide holidays where you want broad, dependable protection from a well-established specialist.

Get a Quote for Travel+

Free Spirit

Developed by PJ Hayman specifically for travellers with medical requirements

Who’s it for?

Anyone with declared medical conditions

Older travellers (no upper age limit for most destinations)

Anyone needing extra medical-related support

Key Features

Specialist medical condition cover

Emergency medical & repatriation

Cover for medical aids and prescriptions

Optional cruise cover

Single-trip and annual multi-trip options

Ideal For

Travellers whose medical needs require more thoughtful, specialist cover than standard policies provide.

Get a Quote for Free Spirit

What’s Covered

All policies can include:

Trip cancellations and curtailments

Personal Accident Cover

Valuables and personal money

Travel Delays

Medical emergencies and repatriation

Emergency Hospital Visits

Lost or stolen baggage

Legal Expenses

Coverage varies depending on the product and optional extras selected.
Always check your policy wording for full details.

How To Get A Travel Insurance Quote

Choose your policy type: Travel Plus or Free Spirit

Select single or annual multi-trip cover

Add any upgrades you require

Get your instant personalised quote

It’s quick and easy, complete the process online or speak with our friendly team for help choosing the right cover.

What our clients say

Discover what our clients are saying on the most trusted review platforms

We have a 4.47 Rating on 1172 Reviews

Peter&nbsp

Always very helpful and quick to respond.

Posted 1 week ago

Greig Cheeseman&nbsp

Replied to my request to add to mid in under 10 minutes many thanks Serena Horsewell

Posted 1 month ago

Waqas haleem&nbsp

Very helpful and quick response, specially thanks for Serena Porter

Posted 1 month ago

Wycombe Garage&nbsp

Ross Wilkes was brilliant with getting us a good price for our garage and motorcade he made it easy and has brilliant customer service. He made sure we have 100% cover for all aspects of our buisness. Definitely recommend him.

Posted 1 month ago

Anonymous&nbsp

Very clear on what they provide every bit of info I needed they was able to answer nothing but helpful all the way through setting up the policy and there to help after also. Big thanks to Jagpal Tumber – Motor Trade Team .

Posted 2 months ago

Deeps&nbsp

I recently had the pleasure of dealing with Clegg Gifford and would like to give special recognition to Kelly Kendall for her outstanding service. After months of difficulties with another insurer, Kelly stepped in, took ownership of the situation, and resolved everything with professionalism, clarity, and genuine care. Her communication was consistent, her guidance was clear, and she went above and beyond to make sure the matter was fully rectified. It was a real relief finally having someone who understood the history and was willing to help see it through to the end. Exceptional service from start to finish. Five stars well deserved, and my sincere thanks to Kelly for restoring confidence in the process.

Posted 2 months ago

Anonymous&nbsp

Serena Portera aways repies to my commuications promptly and couldn’t be more helpful Its a pleasure to do business with herwe

Posted 2 months ago

John Knowles&nbsp

Kelly was pleasant very well spoken and very helpful in every way possible 10/10 much appreciated thank you for your service

Posted 3 months ago

Anonymous&nbsp

Emailed change off reg numbers on two vehicle Recieved confirmation the following day from Serena How it should be Thank You Kind regards Alan Mclaughlin

Posted 4 months ago

Tedros tsehaye&nbsp

Thank Kelly kendal excellent customer service

Posted 4 months ago

Anonymous&nbsp

serena horsewell deals with all my requests very fast nothing is ever a problem i would reccomend her services always im 100% a very happy customer

Posted 5 months ago

Ready to Travel With Confidence?

Get your Travel Insurance Guernsey quote today and start planning your trip with total peace of mind, supported locally, and covered globally.

Get a Quote

Support & Contact

Need Help? Contact our dedicated support team:

Guernsey & Alderney: 01481 241555

24/7 Emergency Assistance: Provided through PJ Hayman’s assistance network. We’re here to help before, during and after your trip.

Travel Insurance Guernsey

Comprehensive Travel Cover Designed for Guernsey Residents

What Does Our Travel Insurance Cover?

Why Choose Holiday Insurance Guernsey?

Tailored for Island-Based Travellers

Comprehensive, Flexible Protection

Local Support & Claims Help

Experienced, Trusted Insurance

Who’s it for?

Key Features

Ideal For

Who’s it for?

Key Features

Ideal For

What’s Covered

How To Get A Travel Insurance Quote

What our clients say

Peter&nbsp

Greig Cheeseman&nbsp

Waqas haleem&nbsp

Wycombe Garage&nbsp

Anonymous&nbsp

Deeps&nbsp

Anonymous&nbsp

John Knowles&nbsp

Anonymous&nbsp

Tedros tsehaye&nbsp

Anonymous&nbsp

Ready to Travel With Confidence?

Support & Contact

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