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Family Fleet Insurance

  • Uniquely flexible product insuring your family vehicles and members (including young drivers) under one policy
  • All vehicle types can be included
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Family Fleet

Do you own more than one vehicle? Why not insure all of your families vehicles on one policy? Clegg Gifford’s unique Family Fleet™ policy enables you to do just that, meaning you have: one renewal date, one policy number and one premium.

The higher the number of vehicles in relation to drivers, the greater the savings. This policy can provide cover for any combination of vehicles such as every-day cars, classics, motorcycles, commercial vehicles, horse boxes and everything in-between.

This policy can also include foreign use for 45 days free of charge. Each driver included on the policy will earn NCB in their own name and we can also provide bonus protection for each individual. Increasing your excess may also result in lower premiums.

Vehicles can be added to your policy on a pro-rata basis, which results in them having the same renewal date. Different vehicles can also have tailored levels of cover and we can also rate the policy on the basis that you can only drive one at a time – this will be reflected in the premium.

Family Fleet™ policies feature:

  • All vehicles covered. More vehicles with fewer drivers lowers the premium.
  • Son’s and daughter’s vehicles included and they can earn a bonus in their own right.
  • All family members can be included with their own specific business use.
  • Can cover young drivers with a higher excess due to parental guarantee on the same policy – this can potentially reduce premiums.
  • Mix of cover – Comprehensive / Third Party Fire & Theft / Third Party.
  • Guernsey plated vehicles in mainland UK and abroad in France/Spain etc.
  • Commercial vehicles, horse boxes, mobile caravans, kit cars, classic vehicles in restoration, trailers, tool kits and workshop cover.
  • SORN and seldom used vehicles are factored in, this also includes those being worked on – this provides a cheaper premium.
  • We also consider unusual requests and can provide flexible cover terms.
  • Unlimited windscreen repair available.
  • Able to add vehicles as they become due for renewal.

To get a quote, please click below or call us now on 01481 728 987.

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What our clients say

Discover what our clients are saying on the most trusted review platforms

  • We have a  4.46 Rating on 1118 Reviews

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Anonymous 

Kelly kendall was very helpful and very quick and efficient on helping me receive the documents which i needed to upload thanks again for your help

Posted 1 week ago

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Anonymous 

Hi spoke to kelly kendall she was very helpfull and great service

Posted 3 weeks ago

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Anonymous 

Kelly was very professional in her work and easy to talk to Good work 😎😎😎👍💥💥💥💥

Posted 3 weeks ago

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Katrin 

Their aim is to get you to invest and I can assure you that you won't be able to withdraw your investment and profit. I was only lucky that Fosterboon.org was able to come through for me and ensured that i got my initial investment and luckily with my profits too.

Posted 1 month ago

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Bob Duffy 

Joanne Slater did a good job considering my advanced years, though I am very surprised at the loading on my policy

Posted 1 month ago

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Jonathan 

Brenda is a true credit to the company. She went above and beyond as was even prepared to stay late to get my policy active. I am truly grateful to her.

Posted 1 month ago

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Mark Abbs 

I have dealing with Joanne Slater for many years always found her to be helpful and efficient

Posted 1 month ago

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Jason Doolan 

Serena very helpful as always

Posted 1 month ago

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Adam 

Spoke to kelly kendall was great experience and was very helpful and patient

Posted 1 month ago

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Anonymous 

Joanne Slater​​​​ acted very swiftly with all my requests.

Posted 2 months ago

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Anonymous 

Excellent service , a lot quicker & easier than phoning 👍

Posted 2 months ago

Why use Clegg Gifford?

  • Local office with friendly, helpful staff

    Unlike online insurers or UK-based call centres, you can pop in to speak to a human at our offices in Admiral House. Our staff are always happy to help with any enquiries you might have and guide you through the insurance-buying process. We are proud to support the local community and invest in local services for your convenience.

  • We use flexible insurers and aim to cater for unique circumstances

    Every risk is different and every person has unique circumstances to accommodate. Try us for those complicated or hard to place policies. Equally for those without insurance history, or with claims, we will strive to find a suitable policy that caters for your specific requirements.

  • You can place your commercial and personal insurance under one roof

    It’s far easier to deal with one broker for all your insurance needs. With a wide range of products available from different insurers, we can be your one-stop-shop for all your insurance needs either for yourself our wider family or your business. For instance – our family fleet policy enables you to place all of your household’s vehicles including cars, vans and bikes under one flexible policy.

  • The local factor – Guernsey expertise counts!

    One of the benefits of having been in the island for so long is that we can feedback the unique needs of islanders back to insurer partners. This counts when it comes to claims arrangements and for instance fighting for local choice on repair networks. It also means working with insurers to create flexible products such as our unique family fleet policy, which makes arranging insurance for your whole family that much less stressful – one premium, one renewal date, one policy.

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